Services Tailored for Independent Agents
There is nothing more frustrating than having a great product idea and not being able to bring it to market. For over twenty years we have been helping Agents develop, place and bring their product ideas to the marketplace.

Developing the Concept - We can transform your concept into a viable package of forms and rates that are competitive and profitable. We can also put together a convincing presentation package to sell the idea to insurance carriers.

Finding a Carrier - With the concept developed, we bring it to the attention of top-rated insurance carriers - companies that are looking for new business opportunities like yours.

Securing Reinsurance - If needed, we can also find a top-rated reinsurer.

State Filings - Whether it is only in a few states or nationwide, we will file the policy forms and rates with state regulatory agencies. We will work with both the carrier and you throughout the entire filing process to make sure that the product once filed meets your standards and needs.

We also provide the following services:

Keeping Your Business Healthy - We can keep you apprised of changes in the marketplace that can impact the competitiveness of your product. We can also do periodic reviews of the experience and advise you and the carrier if a rate change is required in order to keep your product healthy.

Takeover Business - Losing your current carrier and need a new home for the block of business already on the books? We can find a new carrier and quickly re-file existing coverages for a seamless transition that will not only maintain your present block of business but enable you to continue writing new business.

Agent Licensing - Expanding into a new state but are unfamiliar with that state's licensing and continuing education requirements? We can help you get your agents licensed and keep them licensed by providing you with the latest licensing requirements.

From Concept to the Marketplace, We Can Help You


Need a Carrier for an Orphaned Block of Business? Call Tom at (609) 443-4140
or E-mail him at tom@coulter-and-associates.com.

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